Texas Senior Care and Housing Directory
Texas Senior Care and Housing Directory
Elder Options of Texas Social Media Facebook Twitter LinkedIn Pinterest Google+

 

Planning for Your Future

Planning for your future as you age.


LTC Insurance Agents

Texas Long Term Care Insurance

Senior Advisors

Senior Care Advisors in Texas

Reverse Mortgage Lenders

Texas Reverse Mortgage Lenders


Retirement Planning


Medical Alert w/ Fall Detection

Texas Medical Alert Fall Detection Devices

 

small red arrow Lifestyle Articles - Focusing on topics, concerns and issues facing senior's, children with aging parents, grandparents, baby boomers and caregivers.

Importance of Planning For Your Future

Being in denial about the changes aging can bring could mean that older adults could have fewer choices and less support when they need it. These changes can impact your health, happiness, independence and aspects of daily living such as finances, health, safety and housing.

Experts suggest creating a care plan far in advance of need. To ensure you and your loved one's future unfolds as you wish, you need to plan ahead. Below are companies that can assist you with planning for your future needs.  

Red Arrow Long-Term Care (LTC) Insurance is coverage that provides nursing-home care, home-health care, personal or adult day care for individuals age 65 or older or with a chronic or disabling condition that needs constant supervision. LTC insurance offers more flexibility and options than many public assistance programs.

Red Arrow The biggest benefit of hiring an Elder Law Attorney is because their expertise is broad enough to cover a wide range of issues facing older adults. Elder law can cover a wide range of issues, ranging from Texas nursing home Medicaid eligibility requirements and Medicare claims to special needs trusts, estate planning, elder abuse and fraud recovery, retirement issues, and issues surrounding assisted living and long-term care.

Red Arrow Senior Advisors help families narrow their focus to the right level of care and the communities or home care agencies that meet the senior’s personal criteria. Another advantage of working with a senior care advisor is having access to insider knowledge of the senior care market. They can guide you through the process of finding the best housing or care option for your loved one, based on their personal needs, and budget.

Red Arrow Getting a Reverse Mortgage allows seniors to liquidate the equity in their homes for cash without selling the home or incurring a monthly loan payment. The money can be used to supplement an income, make a purchase, or cover upcoming expenses.

Red Arrow Another way to plan for your future is considering a Medical Alert Device with Fall Detection which can provide increased independence for our loved ones and peace of mind for the family.

Red Arrow Retirement Planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Fiduciary vs. Financial Advisors - The biggest difference between fiduciary vs. financial advisor is the standard they’re held to when advising clients. Most financial advisors have to sell investments that are suitable for clients, but fiduciaries must act with a higher standard of care. As a result, fiduciary advisors are often less expensive because client accounts aren’t charged commissions.

 

Home | About | Advertise | Articles | Site Map | Privacy Policy

DISCLAIMER: Links to other websites or references to products, services or publications do not imply the endorsement or approval of such websites, products, services or publications by Elder Options of Texas. The determination of the need for senior care services and the choice of a facility is an extremely important decision. Please make your own independent investigation.