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Services to Help Seniors Remain in Their Home
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What is home care?Home care typically refers to non-medical services that assist individuals with activities of daily living. Home care is an increasingly popular choice for care because it enables individuals to remain in their own environments, and can also be a lifesaver for caregivers. For example, simple tasks such as housekeeping, shopping, meal preparation, opening a jar, or driving to appointments can become increasingly difficult for many older adults. Personal tasks such as bathing, dressing, grooming, toileting and even transferring from the bed to a chair can became unmanageable alone. Many types of individuals, including those who are trained and supervised by agencies, provide such services. In general, home care providers are available 24 hours a day, seven days a week. They may work by themselves or as a team on a shift, part-time, hourly, live-in, or on an as-needed basis. While some home care agencies provide health-oriented services, it is important to understand the difference between non-medical home care and home health care. Home health care is more specialized medical care, such as that provided by nurses or physical and respiratory therapists. Care providers are trained medical, health care and psychiatric professionals, or certified nurses' aides. Home health services are usually ordered by a physician and may be covered by insurance. What types of services are available for seniors living at home?
When should I consider using home care services?For many caregivers, there don't seem to be enough hours in the day. It's difficult to care for all of the needs of a family member and still have enough time and energy left for your own family, a job and yourself. Exhaustion and stress can become overwhelming. If this description fits you, it's time to consider home care services. Seniors who become home care recipients most often would rather stay in their own homes than move into residential care. And economically, except for round-the-clock nursing care, home care can be less expensive than most board and care homes, skilled nursing homes and assisted living facilities. However, this is not always the case, and prices should be compared. If you or your loved one has the living space and financial resources (since the cost will most likely be out-of-pocket), you might consider hiring a live-in care provider (see below for more details.) This type of home care is very well suited for long distance caregiving situations in which the primary caregiver can't be there in person and the elder needs full-time assistance or monitoring. How do I know what types of home care I need?In addition to consulting with your senior family member and any relevant medical or therapeutic professionals, consider a "needs assessment," which can be conducted by a care manager or home care specialist—or you can do it yourself. FamilyCare America provides a detailed Needs Assessment Worksheet that will help you evaluate every aspect of care, including physical and cognitive functioning, and issues relating to the home environment. The assessment also asks about your needs as a caregiver and the services you use now to help provide care. It will help you ascertain how extensive an informal support network you already have in place. How can I locate home care providers? You can research and hire home care providers privately or go through a home care agency. To locate agencies or private providers, check with any or all of the following resources:
The Eldercare Locator, a service of the U.S. government, has an of senior service agencies. To get more detailed information, call the Eldercare Locator toll-free at 1-800-677-1116 (Monday through Friday, 9:00 a.m. - 8:00 p.m. Eastern time). You will speak to an Information Specialist who can provide more specific and useful help. What are some tips for hiring agencies and independent home care providers?Agencies will typically be the most expensive; independent providers will be the least expensive. However, home care agencies are also easier to use, since the agency finds and places the provider, handles payroll and any problems that may arise, and usually provides coverage for sick or absent providers. Agencies that are licensed and bonded are generally a good choice, although there are always exceptions. You have avenues of recourse (complaints, legal action) when dealing with agencies that are liable for problems. There is no real recourse (except firing) when dealing with independent providers or ones found through registries. Before hiring an independent provider:
Be sure to include the potential care recipient in the screening process if he or she is able to participate, to ensure that both parties are comfortable, and that your loved one's needs are respected. Once you've hired a capable home care provider, should a problem develop, discuss it with the care provider first. If that does not resolve matters, talk to the agency (if you've hired the provider through this route). If the provider is independent and you cannot resolve the problem after repeated discussions, you may need to find a new care provider. If you suspect fraud or other criminal behavior, report it to your state's Department of Health and the Better Business Bureau. Remember to read contracts carefully, check all references, and consult with someone you trust before signing on the dotted line. What does home care cost?A number of factors affect cost, including location, competition and the general economy. In addition, what you'll pay is based on the skill level of service you need and want. Homemakers, personal care assistants and companions will all cost less (typically $7.50 - $15.00 per hour) than home health aides or skilled nursing care ( typically $16-$25 or more an hour). Live-in care is usually priced by the day or week rather than hourly, and can run as high as $200 per day or more through agencies in some parts of the country. If you are considering adult day care, know that Medicaid will pay most or
all of the costs for a licensed adult day care setting, as well as for
Alzheimer's oriented centers, for participants with low income and few assets.
Private medical insurance may also cover a portion of adult day care costs when
licensed medical professionals are involved in the care. Links to helpful home care sites can also be found by logging onto: www.elderoptionsoftexas.com |
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